01 - Combine crushed vanilla wafers and melted butter in a small bowl. Mix until evenly moistened. Spoon about 2 tablespoons into the bottom of each serving cup and press lightly to form the crust base.
02 - Beat cream cheese, sugar, and vanilla extract in a medium bowl with a hand mixer until smooth and creamy, about 2-3 minutes.
03 - In a separate chilled bowl, whip cold heavy cream until stiff peaks form. Gently fold whipped cream into the cream cheese mixture until fully incorporated and no streaks remain.
04 - Whisk together instant banana pudding mix and cold milk in a clean bowl for 2 minutes until mixture thickens considerably.
05 - Divide cheesecake filling among cups, layering about half the mixture over the crust in each serving vessel.
06 - Arrange a layer of fresh sliced bananas over the cheesecake filling in each cup.
07 - Spoon prepared banana pudding over the banana slices, dividing evenly among all cups.
08 - Finish each cup with the remaining cheesecake mixture, spreading gently to cover the pudding layer.
09 - Sprinkle each cup generously with additional vanilla wafer crumbs, top with more fresh banana slices, and add a dollop of whipped cream if desired.
10 - Cover cups tightly with plastic wrap or lids. Refrigerate for at least 2 hours to allow flavors to meld and layers to set completely.